Mortgage pre-approval involves you providing detailed information about your income and assets that will be reviewed by the lender’s underwriters. If approved, you’ll get a commitment by the lender for a specific loan amount.
Apply to buy a home or refinance your mortgage quickly by clicking on the “Get Started” button below.

Grant Fisher
Mortgage Loan Originator
NMLS #1594263
DRE #02016896
858-472-0634

Watkins Home Loans
NMLS #367428
DRE #01399591
5703 Oberlin Drive, Suite 212 San Diego CA 92121

If you are in the process of Pre-Approval, we recommend you:
Sign up to OptOut on OptOutPrescreen.com. This is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-Out of offers of credit. To submit your Opt-Out request by phone, call: 1-888-567-8688.
Here are the key reasons why people use OptOutPrescreen:
- Reduce unwanted mail and calls
 - Enhance financial privacy and security
 - Improve credit health
 - Take control of your data
 
We also recommend you:
Sign up on the National Do Not Call registry on DoNotCall.gov. This will help reduce the number of unwanted calls, particularly from scammers.